"Online Scams Se Kaise Bache? (Full Guide for 2025)"

Aaj ke digital zamaane me online frauds bohot fast badh rahe hain. Har din hazaro log WhatsApp, Phone Calls, Fake Apps, Links, UPI aur Social Media ke through scam ka shikar ban rahe hain.

Agar aap online banking, shopping, gaming ya normal chatting bhi use karte ho, to online scam se bachaav ka knowledge bohot zaruri hai.

Is article me hum simple language me samjhenge ki:

Scam kaise hota hai

Konse scams sabse common hai

Aur inse kaise bacha ja sakta hai

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🔹 1️⃣ Phishing Messages & Fake Links

Phishing ka matlab hota hai fake messages ya links jisme scammer aapki personal information ya bank details chura leta hai.

Examples:

“Your bank KYC expired — click this link”

“You won ₹50,000 — claim now”

“Instagram verification form — fill now”

👉 Rule:

Kisi bhi unknown link par click mat karo.

Bank aur genuine apps kabhi WhatsApp ya SMS par link nahi bhejte.

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🔹 2️⃣ Fake Call Scams

Scammers aapko bank employee, delivery boy, police ya customer care banke call karte hain.

Unka target hota hai:

OTP

CVV

Card Number

UPI PIN

👉 Rule:

📌 Kisi unknown call par OTP ya PIN kabhi share mat karo.

Bank kabhi bhi aapse OTP nahi mangta.

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🔹 3️⃣ Fake Apps & Websites

Play Store ke baar trending apps, loan apps aur earning apps majority fake hoti hain.

Signs of fake apps:

❌ Reviews paid ya fake

❌ Download count low

❌ Permissions unnecessary (contacts/camera/audio)

👉 Rule:

Only Google Play Store verified apps install karo aur reviews check karo.

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🔹 4️⃣ UPI Fraud

UPI me sabse common scam:

Request money button

QR scan and pay

Fake payment screenshot

👉 Rule:

UPI me money receive karne ke liye QR scan ya PIN zaruri nahi hota.

PIN sirf money send karne me lagta hai.

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🔹 5️⃣ Social Media Fake Giveaways & Verification Scams

Instagram, Facebook aur Telegram pe "Blue tick", “Laptop giveaway”, “Free mobile” jaise scams hote hain.

👉 Rule:

Jitna bada offer, utna bada scam.

Real giveaways kabhi payment ya login details nahi mangte.

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🔹 6️⃣ Secure Online Behaviour Tips

✔ Strong password use karo

✔ Same password har jagah mat rakho

✔ Two-factor authentication ON rakho

✔ Unknown Bluetooth, Hotspot, Location OFF rakho

✔ Phone me screen lock + fingerprint lagao

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🔹 7️⃣ Agar Scam Ho Jaye Toh Kya Kare?

📞 India Cyber Crime Helpline: 1930

🌐 Website: cybercrime.gov.in

Screenshot, UPI ID, message proof save karlo aur complaint file karo.

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🔹 Conclusion

Online scam avoid karna mushkil nahi hai — bas awareness aur right steps follow karne ki zarurat hai.

Internet safe tabhi hai jab hum smart usage, strong passwords, authentic apps aur secure behaviour follow karein.